Body Fat Calculator

Body fat percentage from tape measurements, with fat mass, lean mass and waist to height alongside.

Updated 29 October 2026  ·  Reviewed by Dr Munirah Hishamshah · MMC 62691

Quick Answer

The US Navy tape method estimates body fat from height, neck, waist and hip. It lands within about three to four percentage points of a scan, and it tracks change better than it measures absolutes.

Body fat percentage tells you something weight alone cannot: how much of you is tissue that burns energy, and how much is tissue that stores it. Two people at 72 kg can sit twelve percentage points apart.

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How to take the measurements

Use a soft tape, keep it level, and do not pull it tight enough to compress the skin. Measure in the morning before eating.

  • Neck: just below the larynx, tape sloping slightly down at the front
  • Waist: at the navel for men, at the narrowest point for women
  • Hip: at the widest point, women only

Take each one twice and use the average. A centimetre of error at the waist moves the result by roughly one percentage point.

What the method can and cannot do

This is the US Navy circumference method. It was built to screen large groups cheaply, not to give laboratory precision, and it typically lands within three to four percentage points of a DEXA scan. It reads least accurately at the extremes, so a very lean or very heavy result should be treated as a rough bracket. What it does well is track change: if your waist drops two centimetres while weight holds, that shows up here, and the scale would have shown nothing.

Why the ranges differ for men and women

Women carry more essential fat, which is required for normal hormone function rather than stored as surplus. That is why a woman at twenty-two percent sits in a fit range while a man at the same figure sits in an average one. Reading a woman against male ranges is a common mistake and it produces a conclusion that is wrong in a way that matters.

Waist matters on its own

Total body fat and where it sits are two separate questions, and the second one carries more metabolic weight. Fat around the organs behaves differently from fat under the skin, which is why the waist to height ratio appears alongside your result. Below 0.5 is the usual reference point. Someone can sit in an average body fat range with a waist to height ratio above that, and the waist figure is the one to act on.

When a measurement beats an estimate

If you are making decisions off this number, measure it properly instead. A body composition test separates fat, muscle and water directly, which matters most when the goal is keeping muscle while losing weight. A metabolic assessment covers what the tape cannot see at all. To talk it through, book a consultation.

Every iLIV guide is written and reviewed under our editorial standards, and each one carries the name of the reviewing doctor together with their MMC registration number.

Frequently Asked

How accurate is the tape method?

Usually within three to four percentage points of a DEXA scan, and least accurate at very lean or very heavy extremes.

Why is hip only used for women?

The female equation includes hip circumference because fat distribution differs. The male equation does not use it.

What is a healthy body fat percentage?

It differs by sex. Roughly fourteen to twenty-four percent for men and twenty-one to thirty-one percent for women covers fit to average.

Can body fat be too low?

Yes. Below the essential level, hormone function suffers. In women that often shows first as periods stopping.

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